Borrower Bank Account Verification

To verify your bank account, Lending Club will initiate a debit and a credit for the same amount (under a dollar) against your bank account. When you see this activity post to your bank account (usually within 2-4 business days after you provide your bank account information), sign into Lending Club, click on the "Verify your bank account" link in your Account Summary, and confirm the transaction amount.

Financial Innovation

Companies like Lending Club are cutting out the middle man − banks − to offer consumers the opportunity to lend money directly to others and obtain a higher return.

Market Watch

Featured Borrower

Adrian

"Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork."