Investors earn better returns, borrowers pay lower rates.

Better Rates. Together.

Financial Innovation

Lending Club is the world’s largest online marketplace connecting borrowers and investors. We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.

Featured Borrower

"The application process was simple, and it was neat to watch the process as people invested in my loan."
A unique and creative way to get a loan that boasts lower interest rates than most banks and credit card companies.
See what others are saying

Invest and earn solid returns

Thousands of investors each month join Lending Club for solid returns.

See for yourself

Investments in Lending Club Notes can provide:

  • Low volatility
  • Monthly cash flow
  • Solid returns

Loans funded to date:


Loans funded last quarter:

* Statistics as of 12/31/14
View more statistics

Watch video:
Introduction to investing at Lending Club