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Financial Innovation

Lending Club doesn’t have physical branches, or several other layers of costs that weigh down traditional banks. But Lending Club also seems to exploit a market inefficiency that is really quite shocking, given the supposed sophistication of the big Wall Street firms.

The Atlantic

Featured Borrower

Dan

"My loan was 100% funded within 12 hours, and I had funds in my account within 4 days. It was ridiculously fast..."