Lending Club

A smarter way to invest and borrow.

About Us

Lending Club HQ

Better Rates. Together.

Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors so that both can benefit financially. We replace the high cost and complexity of bank lending with a faster, smarter way to borrow and invest.

The Lending Club experience is truly liberating:

  • You can join in minutes.
  • If you're borrowing, you can apply for a loan and get an instant rate quote.
  • If you're investing, you can open an account instantly and get started building a portfolio that can earn more than other investments with comparable risk.
  • Everything is done online, so the whole process is fast, confidential, private, and secure.

Read more about How it Works »

Company background

Lending Club opened in 2007 with one simple mission: create an alternative to banks that offers both borrowers and investors a great rate.

The company was founded by Renaud Laplanche, a highly respected entrepreneur; backed by a solid team that is made up of innovators from financial services, technology and consumer products.

Our board of directors and board of advisors include outstanding individuals who have reached the top of their respective fields. More about our management team »

Lending Club has been prominently recognized as a leader for its growth and innovation, including being named one of Forbes‘ America‘s Most Promising Companies in 2011 and 2012, a 2012 World Economic Forum Technology Pioneer, and one of The World‘s 10 Most Innovative Companies in Finance by Fast Company in 2013. More about our recognition and awards »

Latest company statistics

As of quarter ending 03/31/2014:

  • Loans funded through last quarter: $4,034,212,750
  • Loans funded last quarter: $791,348,200
  • Interest paid to investors: $379,133,060

All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Lending Club Notes are offered pursuant to a prospectus filed with the Securities and Exchange Commission.

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Call Toll Free: (888) 596-3157

6:00am – 5:00pm PT, Mon–Sat

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If the financial markets were as open as Lending Club... the combined efforts and innovations of all investors would make the system as a whole more secure.


Featured Borrower


"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club."