Save money by refinancing
your auto loan today!

won't impact your credit score

Rates from 2.24% to 19.99%*APR for existing auto loans with $5,000 - $50,000 of outstanding balance

Looking to purchase a vehicle or make some car repairs? Apply for a Personal Loan to meet your other auto financing needs.

What makes Lending Club's Auto Refinancing unique?

Our fast, easy, online refinancing process could help you lower your monthly car payment and save money.

Instant Offer

Instant Offer

Check your rate in minutes and instantly see the offers that you qualify for.

Lower Your Monthly Payments

Lower Your Monthly Payments

Flexible terms and great rates that could help you lower your monthly payments.

Simple, Easy Process

Simple, Easy Process

Our online application makes refinancing easy and fast.

No Hidden Fees

No Hidden Fees

No application fees, origination fees, or prepayment fees.

Join the over 1.5 million customers Lending Club has empowered to reach their financial goals.

Lending Club loan volume
Over $22 billion in loans issued as of 10/01/16
Lending Club loan volume

Simple, quick & easy!

“Thank you Lending Club for making the loan application so simple and quick. I will be able to pay off my debt in a shorter time period with a low interest rate, ultimately saving me money. The process was seamless!”

Newton, Alabama (Personal Loan Customer)

How does auto refinancing through Lending Club work?

Refinancing your auto loan through Lending Club is easy and can help you get a lower car loan rate and save money on your car payments.

step 1

Check Your Rate

First, you’ll check your auto loan rate by telling us a little about yourself and your vehicle. It only takes a few minutes and you’ll be presented instantly with multiple auto refinancing offers, if you qualify.

step 2

Confirm Your Details

Next, you’ll select the auto refinance offer you like best and complete our easy online application form. Then, one of our auto loan specialists will review your application and may ask you to submit additional documents or details about yourself or your car.

step 3

Drive Off with Savings

If your request is approved, we’ll take care of paying off your prior lender and your auto refinance will be complete!