Subpoena and Legal Requests

Service of Subpoenas

Subpoenas and other legal information requests seeking information from LendingClub Corporation or LendingClub Bank, National Association (collectively, “LendingClub”) should be served upon LendingClub c/o Corporation Service Company, at the following address:

Corporation Service Company d/b/a CSC - Lawyers Incorporating Service
2710 Gateway Oaks Drive, Suite 150N
Sacramento, CA 95833

You may also serve LendingClub through its registered agent for service of process in other states where a registered agent is specifically authorized to accept legal process on LendingClub’s behalf.

While you may submit a courtesy copy of your request or questions to subpoenas@lendingclub.com, submitting requests via email alone is not proper service. LendingClub reserves, and in no way waives, the right to object to service of process on any basis.

Processing Time

Subpoena fulfillment typically takes up to 60 days after proper service. More time may be needed if extensive information is sought or if insufficient information is provided.

Subpoena Inquiries

Subpoenas and other legal information requests should:

  1. Be specific with respect to what is being requested. Requests seeking “any and all” documents may require clarification and/or additional time to process.

  2. Identify the court/jurisdiction, case number, and contact information of the requestor.

  3. Be signed and dated by the proper court and/or officer of the court.

  4. Include adequate information to identify responsive documents (e.g., full account numbers, SSN, name & DOB).

Fees

We reserve the right to charge reasonable administrative fees and costs (unless otherwise prohibited by law) for producing documents, providing affidavits, and/or responding to any subpoena or other legal information requests.

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed. 

Reducing debt and maintaining low credit balances may contribute to an improvement in credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,584 for a term of 36 months, with an interest rate of 10.29% and a 6.00% origination fee of $1,190 for an APR of 14.60%. In this example, the borrower will receive $18,663 and will make 36 monthly payments of $643. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 9.57% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of July 11, 2024 and are subject to change without notice.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. 

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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