Glossary

The unsecured personal loan market continues to hit record highs, and despite challenging macroeconomic conditions, shows few signs of slowing down.

Banks that diversify across customer segments, lending categories, income streams, geographies, and digital platforms are not courting fragility, but insulating themselves against it.

The typical investment mix of long-term loans and securities may turn out to yield lackluster results. Banks may have another investment option: consumer credit.

Budgeting is a lifelong money management skill that can help you control your spending, save for the unexpected, and build a strong financial foundation. 

Your credit utilization rate measures the balances of your revolving accounts against your credit limits. Naturally, your ratio can influence your credit scores. A low utilization rate could improve your credit scores while a high utilization rate may hurt them.

We know the sooner an application is approved, the sooner you can get on with the work.

There are two ways to check if your provider offers LendingClub financing.

We offer financing to cover a wide range of procedures and treatments—up to $50,000.

Most applications receive a decision in seconds but, at a minimum, you’ll hear from us before the end of the next business day.

Any US citizen or resident over 18 years old can apply.