$5K to $300K
Fixed interest rates
as low as 5.9%1
fees or penalties
1 to 5 year terms
Fixed monthly payments
Why get a business loan?
Start building your future.
Improve your operations and generate more
revenue with new equipment
Hire new employees
Invest in your employees, your most
Move from high interest debt into a simple,
transparent monthly payment and free up
cash flow to run your business
Expand your location
Give your business the ability to expand to its
current location or take another one.
Questions? Call your Client Advisor
855-846-0153 M-F / 6am-5pm PT
1Rates from 5.9% to 25.9%. Best interest rate available to borrowers with excellent credit and financial strength.
Benefits of a small business loan through Lending Club
Get a decision in minutes. You'll get money in your account and enjoy predictability with fixed, low monthly payments that will build your business credit.
WE'LL FOCUS ON YOUR FUNDING SO YOU CAN
FOCUS ON YOUR BUSINESS.
Contact your Client Advisor
855-846-0153 M-F 6am-5pm PT
The Lending Club difference
Your business is your lifeblood. Here at Lending Club we understand how important access to funds is for
a small business. But not all business loans are equal. We believe in full transparency. You'll never be charged for hidden fees or subjected to any pre-payment penalties. You will have access to a dedicated client advisor who will guide you through the process and will always be a phone call away.
Lending Club is America's largest online credit marketplace with over $16 billion in funds issued. With us you get the financial strength of a publicly traded financial institution(NYSE: LC) but the dedication and attention of a local business.
A loan you can trust
Compare how we stack up to the competition
||Typical business loan from
another leading online lender
(means lower monthly payments)
|Typically less than a year
|Type of Rate
||Fixed interest rate
simple and transparent
This is not an interest rate, and can make
expensive loans appear cheaper1
||0.99% - 6.99%
|Early Pay Off
||$0. You can eliminate interest costs by paying off any time
||You’re charged interest for the entire
loan - even if you pay off early2
|Monthly payment per $10,000 borrowed3
||$227 - $1,000
||$509 - $3,900 (Daily payments required)
|Total Annualized Rate4
||7.77% - 35.11%
||35% - 99%
1 Factor rate is the financing cost divided by the loan amount - but that’s not how traditional interest rates work. For example, if you pay 30 cents for a one-year loan of one dollar, your factor rate is 30% but is equivalent to a 55% interest rate! Factor rates can make short-term loans appear less expensive than a traditional interest rate would.
2 These loans require you to repay a fixed amount of interest, so paying off early won't save you any money. In fact, it can increase your effective interest rate to 200% or more.
3 Payments calculated based on range of interest rates and repayment terms offered, assuming a loan amount of $10,000.
4 Total Annualized Rate shows all costs for one year in a single equivalent interest rate so that you can make apples-to-apples comparisons.
Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.