Business Loans up to $300K
at rates starting at 5.9%1

Get a quote in minutes. Won't impact your credit score!

Business Loan

Get all your capital up front, 1-5 year terms.
Fixed monthly payments, no prepayment penalties.
Great for a large one-time expense.

Business Line of Credit

Free to open - no membership fees.
Use it whenever you want.
Great for flexibly managing cash flow.

Questions? Call your Client Advisor 855-846-0153 M-F / 6am-5pm PT
Join the hundreds of thousands of people
who've received loans2
Over $11 billion in loans made through Lending Club

95% of clients would recommend to a friend or family.3

You're not "a loan"

You'll have your own, dedicated US-based Client Advisor at 855-846-0153 M-F between 6am-5pm PT.

A good deal

5.9% for best borrowers.4 No prepayment penalties or hidden fees.

Financing @ internet speed

Apply in under 5 minutes and receive multiple quotes.

Business Lending Reviews

“I would recommend Lending Club to any business owner who is looking for a loan with competitive interest rates, streamlined process and speed.”

bison supply llc
Bart M.

“Lending Club's customer service is unparalleled.”

gc fasteners inc.
Guillermo C.

“I plan to come back to Lending Club for another loan to expand my business.”

khodr-private car wash
Khodr K.
Read more reviews
Contact Your Client Advisor
855-846-0153 M-F / 6am-5pm PT
Am I Eligible?
What we look for:
  • 24 months in business
  • At least $75,000 in annual sales
  • No recent bankruptcies or tax liens
  • You own at least 20% of the business and have at least fair or better personal credit
What we don't need:
  • Collateral for loans or lines under $100K
  • Business plan or projections
  • Visits to your business
  • Costly appraisals or title insurance

A loan you can trust

Compare how we stack up to the competition
Typical business loan from
another leading online lender
Repayment Term 1-5 years
(means lower monthly payments)
Typically less than a year
Type of Rate Fixed interest rate
simple and transparent
Factor rate
This is not an interest rate and can make expensive loans appear cheaper1
Origination Fee 0.99% - 6.99% 2.5%
Early Pay Off $0. You can eliminate interest costs by paying off any time You're charged interest for the entire loan - even if you pay off early2
Monthly payment per $10,000 borrowed3 $227 - $1,000 $509 - $3,900 (Daily payments required)
Total Annualized Rate4 7.77% - 35.11% 35% - 99%

Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.