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CASH BACK REWARDS

Earn cash back on everyday spending

Earn cash back on your purchases

Earn unlimited cash back on Qualified Purchases made with your Tailored Checking debit card and get paid from your Tailored Checking account.1

Eligibility

You must have a Tailored Checking account opened for at least 30 days, and meet the following requirement to qualify for Cash Back Rewards:

  • Keep an average balance of $500 or more in your Tailored Checking account

  • Have an open and active account at the time the cash rewards are credited

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Earn Cash Back

Use your LendingClub Bank issued debit card to earn unlimited cash back:

  • Earn unlimited 1.00% cash back on Qualified Purchases1

How to Earn Cash Back

Use your Tailored Checking debit card to earn cash back!

  1. Make signature-based (“credit”) purchases at your favorite retailers in-store and online using your Tailored Checking debit card

  2. The cashback you earn will automatically be credited to your Tailored Checking account at the end of the month following the earning period. Please note: your account must be open and active at the time the cash rewards are credited.

  3. Cash Back Rewards are earned monthly, so if you don’t qualify in one month, you can still earn the next!

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  1. Tailored Checking Cash Back Rewards: The Debit Card Rewards Program (“Cash Back Rewards”) provides 1.00% cash-back on all Qualified Purchases using a debit card tied to an Eligible Account. Eligible Accounts are: Tailored Checking accounts that maintain an average monthly balance of $500.00 for the calendar month in review.

    Qualified Purchases are defined as: Signature-based purchases made using the debit card tied to an Eligible Account. These are “credit” purchases that can be made in stores and online. To make a signature-based purchase, select “credit” rather than debit at point-of-sale kiosks. The “credit” option is most often pre-selected when making purchases online using a debit card. Online subscription payments may not be considered signature-based purchases. The payment transaction type (signature-based or other) is ultimately decided by the merchant and is based on how the transaction is transmitted at the time of processing. Qualified Purchases do not include: (1) any goods or services purchased that are returned or otherwise credited to your Eligible Account; (2) unlawful purchases; or (3) purchases of currency, cash or cash equivalents (including, without limitation, currency from the U.S. Mint, Travelers Checks, gift cards, cryptocurrency, casino chips, peer to peer payments, prepaid debit cards, account openings, loan payments, or other cash equivalents).

    Any earned Cash Back Rewards will be credited to your account on or before the 10th calendar day of the next calendar month. The Eligible Account must be open and active at the time the Cash Back Reward is credited.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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