Find a business loan up to $500K.
Get funds in as little as a few days.1

Get a quote in minutes. Won't impact your credit score!

Small Business Loan

Get all your capital up front, 1-5 year terms.
Fixed monthly payments, no prepayment penalties.
Get matched with low cost small business lenders.

Satisfied Customers!

Businesses love LendingClub.
Transparency and friendly service.
See what our customers have to say.

Questions? Call your Client Advisor 855-846-0153 M-F / 6:30am-5pm PT

Join the hundreds of thousands of people who've received business loans2

Over $28 billion in loans facilitated through LendingClub

95% of clients would recommend to a friend or family.3

You're not "a loan"

You'll have your own, dedicated US-based Client Advisor at 855-846-0153 M-F between 6:30am-5pm PT.

A good deal

4.99% for best borrowers.4
No prepayment penalties.

Financing @ internet speed

Apply in under 5 minutes and receive multiple quotes.

Benefits of a small business loan through LendingClub

Get a decision in minutes. You'll get money in your account and enjoy predictability with fixed, low monthly payments that will build your business credit.

How it works

Apply online and receive a quote in minutes.

Answer simple questions
about your business
Answer simple questions about your business
Access the cash that is deposited into your account

Business Lending Reviews

“I would recommend LendingClub to any business owner who is looking for a loan with competitive interest rates, streamlined process and speed.”

bison supply llc
Bart M.

“LendingClub's customer service is unparalleled.”

gc fasteners inc.
Guillermo C.

“I plan to come back to LendingClub for another loan to expand my business.”

khodr-private car wash
Khodr K.
Read more reviews
Contact Your Client Advisor
855-846-0153 M-F / 6:30am-5pm PT
Am I Eligible?
What we look for:
  • 12 months or more in business
  • At least $50,000 in annual sales
  • No recent bankruptcies or tax liens
  • You own at least 20% of the business and have at least fair or better personal credit
What we don't need:
  • Business plans or projections
  • Visits to your business
  • Costly appraisals or title insurance
The LendingClub difference

Your business is your lifeblood. Here at LendingClub we understand how important access to funds is for a small business. But not all business loans are equal. We believe in full transparency. You'll never be subjected to any pre-payment penalties. You will have access to a dedicated client advisor who will guide you through the process and will always be a phone call away.

LendingClub is America's largest online credit marketplace with over $44 billion in funds issued. For small business loans, we've partnered with some of the most responsible lenders in the country to provide you with great options.

A loan you can trust

LendingClub business vs. the competition

Typical business loan from
a leading online lender
Repayment Term 6 months - 5 years
(means lower monthly payments)
Typically less than a year
Type of Rate Fixed interest rate
simple and transparent
Factor rate
This is not an interest rate and can make expensive loans appear cheaper1
Origination Fee 3.49% - 7.99% 2.5%
Early Pay Off $0. You can eliminate interest costs by paying off any time You're charged interest for the entire loan - even if you pay off early2
Monthly payment per $10,000 borrowed3 $227 - $1,781 $509 - $3,900 (Daily payments required)
Total Annualized Rate4 9.77% - 35.98% 35% - 99%

LendingClub is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.