Any US citizen or resident over 18 years old can apply. You must have a Social Security number, a U.S. address (including APO/FPO addresses), and a valid government-issued photo ID.
Who can apply?
Last Updated March 11, 2026less than a minute read
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Related FAQ's
There are two ways to check if your provider offers LendingClub financing.
We offer financing to cover a wide range of procedures and treatments—up to $50,000.
While our partner network is expanding, we currently offer closed-end, fixed-rate financing for these types of products and services:
If you believe that your credit report contains inaccurate or incomplete information, you can dispute it directly with the agency that’s reporting it.
If you're ready to pay off your loan, congratulations! That’s a big financial step.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
