Any earned rewards for your account will be posted the following month in the Rewards Center within the LendingClub app and online banking.
When will I see my Debit Card Cash Back rewards?
Last Updated June 17, 2025less than a minute read
Additional Introducing LevelUp Checking FAQ
- How do I earn 1% Debit Card Cash Back with a LevelUp Checking account?
- How do Debit Card Cash Back rewards work?
- How do I earn 2% Loan Payment Cash Back with a LevelUp Checking account?
- Where do I track my Debit Card Cash Back rewards?
- Which loans are considered personal loans for Loan Payment Cash Back?
- What’s an MCC?
- How do Loan Payment Cash Back rewards work?
- What MCC codes are eligible for Cash Back rewards?
- How do I earn 2% Loan Payment Cash Back with my LevelUp Checking account?
- Do I earn more cash back if I pay more than the amount due?
- Do I earn any cash back if I pay part of my monthly payment amount?
- Is there a limit to how much you can earn through our Debit Card Cash Back program each year?
- Do LevelUp Checking Rewards get deposited directly into my LevelUp Checking account?
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To get 1% cash back on qualified purchases, follow these requirements
An MCC (Merchant Category Code) is a four-digit number used to classify a business based on the type of goods or services it provides.
Yes, any amounts earned from Debit Card Cash Back and/or Loan Payment Cash Back will be posted directly to your LevelUp Checking account in the following month.
You have a LevelUp Checking account. In January, you received a Direct Deposit into your LevelUp Checking account and you spent $200 at gas stations, $560 at grocery stores and $40 at pharmacy for a total of $800 for the month.
There’s no limit on LevelUp Checking Rewards you can earn, so long as all qualification requirements are met.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.




