The CleanSweep™ line of credit helps you pay down credit card debt. Once approved, you can request balance transfers between $200 and your credit limit. Then, LendingClub Bank will pay down whichever eligible account balances you choose from your CleanSweep line of credit. Pay us back with one consolidated monthly payment, and we’ll refill your line of credit up to your credit limit so you can use it to pay down more debt.
What can I use my CleanSweep line of credit for?
LendingClub Resources
Related Resource Center
There are many reasons to consider a joint personal loan, including sharing the payment obligations, securing better financing terms, and improving your odds of approval. So, if your credit history is holding you back from getting favorable interest rates and terms on your own, having a co-borrower could help you qualify for a personal loan.
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If you're planning on consolidating debt or making a big purchase like buying a home or new car, chances are you'll need financing to help reach your goals. Understanding the true cost of a loan is key to getting the best deal possible—and most often that starts with shopping APRs and interest rates across different lenders.
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Related Impact
From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.
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LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.
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Related FAQ's
Each balance transfer plan will have a fixed rate and fixed monthly installment payments for the life of the plan.
The CleanSweep line of credit has...
Your CleanSweep™ line of credit will stay open for 36 months, subject to the account terms and conditions.
Prequalified members will get a unique invitation for the CleanSweep line of credit.
A step by step how to access your line of credit.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.