Financing up to $65,000 is available to cover a wide range of products and services. Plan options depend on the business vertical, the type of financing you request, and your individual credit profile.
How much can I borrow?
Last Updated March 11, 2026less than a minute read
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Related FAQ's
You can see which plans you pre-qualify for in seconds. Complete the pre-qualification form and select See Available Rates. If payment plans are available, you can review and select the one that works best with your budget.
There are two ways to check if the business providing your treatment, goods, or services offers LendingClub financing.
Home improvement loans are offered at point-of-sale through participating merchants and are used to pay for a specific service or project.
Any US citizen or permanent resident over 18 years old can apply. You must have a Social Security number, a U.S. address (including APO/FPO addresses), and a valid government-issued photo ID.
Direct pay loans are a great option to pay down or consolidate multiple debts, while cash loans may be a better fit for a single large expense.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
