At LendingClub, your protection is our highest priority. We use state-of-the-art tools and monitoring systems to ensure your identity is safe. This is done through a combination of identity verification processes, ongoing monitoring of accounts for irregular activity and the use of sophisticated fraud detection tools to recognize ID theft. We'll contact you regarding any suspicious activity associated with your LendingClub account.
How Does LendingClub Prevent Identity Theft?
Last Updated June 8, 2023less than a minute read
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If a member dies while their loan is in repayment, we require the executor or administrator of the estate to send a death certificate to us. We then file a claim against the member's estate to attempt to recover the outstanding loan balance.
Rates and fees for your auto refinance loan depend on several factors, like your credit history and income. We’ll let you know about any potential fees or other costs during the application process, so you can be sure you’re making the right choice.
Your debit or ATM card should arrive within 7-10 business days after you’ve opened your account.
Yes, any amounts earned from Debit Card Cash Back and/or Loan Payment Cash Back will be posted directly to your LevelUp Checking account in the following month.
Members can open a LevelUp Checking account.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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