You can check your prequalified options within seconds. Complete the prequalification form and hit See Available Rates. If payment plans are available for you to select from, you can then review and select what works best within your budget.
How Long Does It Take to Receive a Response to My Application?
Last Updated June 8, 2023less than a minute read
Additional Application Process FAQ
LendingClub Resources
Related Articles
The unsecured personal loan market continues to hit record highs, and despite challenging macroeconomic conditions, shows few signs of slowing down.
Banks that diversify across customer segments, lending categories, income streams, geographies, and digital platforms are not courting fragility, but insulating themselves against it.
The typical investment mix of long-term loans and securities may turn out to yield lackluster results. Banks may have another investment option: consumer credit.
Budgeting is a lifelong money management skill that can help you control your spending, save for the unexpected, and build a strong financial foundation.
Your credit utilization rate measures the balances of your revolving accounts against your credit limits. Naturally, your ratio can influence your credit scores. A low utilization rate could improve your credit scores while a high utilization rate may hurt them.
Related FAQ's
We understand that unexpected disruptions, like a government shutdown, can cause financial stress, and we’re here to help.
Personal Banking Customers: Our Elite and Reserve Tier customers can place a wire via Online banking or the LendingClub Mobile app. For all other customers, they can reach out to Customer Service at 800.242.0272 to initiate a wire.
To get 1% cash back on qualified purchases, follow these requirements
A focus on how to open a LevelUp Savings account and CDs.
LendingClub does not pull credit as part of our account opening process. However, we do obtain information from a credit bureau used to validate your personal information. The request for information does not affect your credit score.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
