Any US citizen or resident over 18 years old can apply. You must have a Social Security number, a U.S. address (including APO/FPO addresses), and have a valid government-issued photo ID.
Who Can Apply?
Last Updated June 8, 2023less than a minute read
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Related FAQ's
There are two ways to check if your provider offers LendingClub Patient Solutions.
We offer financing to cover a wide range of procedures and treatments—up to $50,000.
There’s no down payment, just fixed, predictable monthly payments. In fact, no payment is due for three to seven weeks.
Your annual percentage rate (APR) is the overall yearly cost of your loan, including fees and interest. The APR on LendingClub Bank loans ranges from 7.04% to 35.99%.
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Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
