Logo

How Do I Change My Due Date?

2 min read

You have options if you need to change your due date. As long as your account is current, you can make a one-time change to your next payment date—or even permanently move your due date. It's important to note that adjusting your due date can affect how much interest you pay on your account.

Make a one-time date change for your next payment

If you need to delay your next payment, contact us at payments@lendingclub.com or call us at 888-596-4478 at least three days before it's due. Please have your bank information ready to help our team process your request when you call.

Permanently move your due date

You may want to adjust your monthly due date to align better with when you're paid or so that your payment isn't due at the same time as other bills. You can permanently move your payment up to 15 days before or after your original due date. If you've already permanently moved your payment due date once and want to move it again, call us at 844-227-5011.

  1. Sign into your Member Center.

  2. In the Payment Due Date section, click Change Due Date.

  3. Use the menu to select your new monthly due date, then click Continue. (Note: When you choose a new day, we'll calculate and display any differences in the interest for your upcoming payment.)

  4. Click Got It.

  5. Review your change, then click Confirm Change.

You'll know you're all set when the page says "Success!"

How changing your due date affects interest 

A fixed-rate account accrues interest daily, so changing your due date can affect the total interest you pay. While changing your due date doesn't change your monthly payment amount, moving it to a later date may result in you having to pay an additional amount once your account matures. This additional amount covers any interest accrued because of the change.

Interest is calculated based on when we receive your payment. If you change your payment due date or make a one-time payment on a weekend or holiday, we process your payment on the next business day.

You pay any additional accrued interest at the end of your obligation because your payment date may change more than once during your account's maturity period. Moving your due date earlier may result in you owing less interest.

Keep more of what you earn and earn more on what you save.
Check your rate. It won’t impact your credit score.2
Keep more of what you earn and earn more on what you save. Privacy & Security

LendingClub Resources

Related Articles
Whether you’re stuck in a high-interest auto loan and want to save money, or you’re looking to slash your monthly car payment, an auto refinance may be the answer for you. However, if your credit score is less than 700, you may be wondering if you can refinance your auto loan with bad credit.
Nov 20, 2024
7 min read
man focused on work at home office
If you’ve missed payments and creditors are calling, you may be feeling like you’re drowning and desperate for a lifeline. Even if you proactively seek solutions, finding a solution to becoming debt-free can be difficult.
Nov 6, 2024
8 min read
What Is a Debt Management Plan?
Taxes may not be the most exciting thing you'll ever do, but if you have a personal loan, knowing the potential tax implications can help when it comes time to file your return.
Oct 8, 2024
6 min read
Are Personal Loans Tax Deductible?
Pride of homeownership also means managing (and paying for) what can often feel like an insurmountable list of repairs and improvements. Sometimes it's difficult to know when to DIY a home repair project or find a handyman or other professional better equipped to handle it for you. Learn which common home improvement projects are simple enough to tackle on your own, and when to call in the experts.
Sep 28, 2024
8 min read
DIY home repair
Too much credit card debt is when monthly payments exceed 30% of your income, leading to financial strain, difficulty covering essential expenses, and increased risk of defaulting.
Sep 23, 2024
8 min read
11 Signs You Have Too Much Credit Card Debt [+4 Ways to Pay It Off]
Related Impact
From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.
Nov 13, 2022
2 min read
blog header stackit 765x430 v1-1
Even in today’s low-yield, high-inflation environment, it’s essential to keep a certain amount of money in an easy-to-access checking or savings account for things like daily household and emergency expenses, or to meet short-term financial goals.
Oct 2, 2022
5 min read
LendingClub Rewards Checking Nationally Certified as Trusted, Afforda
Since 2007, LendingClub has been on a mission to deliver a world-class experience to all our members. This month we took a moment to reflect on the more than four million members who have chosen LendingClub as their partner to help them reach their financial goals.
Apr 19, 2022
2 min read
Illustration of large number 4 and letter M made up of colorful, tiny illustrations of ethnically diverse people
In March 2022, we hosted our first quarterly webinar where we celebrated our one-year anniversary as a digital marketplace bank. 
Mar 6, 2022
less than a minute read
Blog-post
LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.  
Jan 2, 2022
2 min read
Man in blue button up shirt and glasses smiling
Related FAQ's
If you're ready to pay off your loan, congratulations! That’s a big financial step.
Jun 7, 2023
less than a minute read
If you're having trouble making your payments, we encourage you to reach out to us before enrolling with a debt settlement company.
Jun 7, 2023
2 min read
We're sorry if you've been affected by a recent natural disaster in your area. We know that this can be a challenging time for you and your loved ones, and we're here to h
Jun 7, 2023
less than a minute read
You can make a one-time payment from your Member Center, by check, or over the phone. 
Jun 7, 2023
2 min read
At LendingClub Bank, we care about your financial health. We make it easy for you to make payments that keep your account on track.
Jun 7, 2023
5 min read
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
Sep 6, 2023
4 min read
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
Mar 21, 2023
3 min read
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
Mar 21, 2023
4 min read
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
Feb 7, 2023
3 min read
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
Feb 4, 2023
3 min read

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

© 2024 LendingClub Bank. All rights reserved.