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How Much Can I Borrow?

Last Updated June 8, 2023

LendingClub Bank offers loans up to $40,000. For your specific offer, we’ll review the information in your application and credit report to determine an amount we think will be affordable for you. This’ll help keep your payments manageable and set you up for successful repayment.

LendingClub Bank loans have a one-time origination fee between 1% and 8% of the total loan amount, so keep that in mind when reviewing your offer. Your annual percentage rate (APR) will give you a good high-level look at the cost of your loan.

Getting an additional loan

Already have a loan with LendingClub Bank and interested in another? Learn more about how to apply for a second loan.

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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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