Domestic wires submitted before 5:30 PM ET. and International wires submitted before 1:00 PM ET. will be sent the same day. Wires submitted after these times will be sent the next business day.
All wires are guaranteed funds. Once they are sent out, there is almost no chance of having the funds returned unless the receiving party agrees to the return. LendingClub does have a 2-step confirmation process before initiating the transaction.
LendingClub can initiate wires for consumers by phone if it is not available via Online and Mobile Banking. At this time, we are unable to initiate wires by web chat or secure message.