Lending Club Statistics
As of July 31, 2016
Invite your friends to join
Friends you invite can get a bonus when they start investing.*
Terms & Conditions
By using this service, you agree to send this information only to people you know. Lending Club reserves the right to discontinue this service for users who send content that is deemed inappropriate, offensive, or that constitutes testimonials, advice, or recommendations for securities products or services.
On your behalf, we will send each contact you provide an invitation to join Lending Club, as well as additional reminders.
1 As of July 31, 2016. To be included in the Historical Returns calculation, a Note must have been originated prior to December 31, 2014. Historical Returns are Lending Club's adjusted net annualized returns (“Adjusted NAR”) for Notes with Grades A through C. Adjusted NAR is calculated using the formula described here. Adjusted NAR is based on monthly borrower payments actually received net of Lending Club's service fees, actual charge offs, recoveries, and adjustment for estimated future losses. To estimate future losses, we apply a loss rate estimate to the outstanding principal of any loans that are past-due but not charged off. The loss rate estimate is based on historical charge off rates by loan status over a 9-month period. Historical Returns are not a promise of future results. Lending Club Notes are not insured or guaranteed and investors may have negative returns. Individual portfolio results may be impacted by, among other things, the diversity of the portfolio, exposure to any single Note or group of Notes, as well as macroeconomic conditions. Notes are offered by prospectus filed with the SEC and you should review the risks and uncertainties described in the prospectus prior to investing in the Notes.
2 To be eligible for this bonus, you must: 1) use the link provided in this email to open a Lending Club investing account, 2) transfer funds to your account, and 3) invest n/a or more through the Lending Club platform within 90 days of opening the account. Bonuses can be used solely for investing through the Lending Club platform and will not be available for withdrawal or transfer from the account to which they are credited. A bonus will be awarded as an account credit within 120 days of the opening of each eligible account. Bonuses may be subject to U.S. withholding taxes and any taxes related to the bonus are your responsibility. "Invest" means that the funds are used to purchase Notes through the Lending Club platform. Funds invested through the Folio Investing Note Trading Platform* will not be considered in determining eligibility for this offer. Existing accounts are not eligible for this offer. One bonus per account. Lending Club may discontinue the bonus program at any time without notice. Lending Club does not provide investment advice, and the information presented here is not intended to be investment, tax, or legal advice.
* Folio Investments, Inc. ("Folio Investing") is a registered broker-dealer and member of FINRA and SIPC and operates the Note Trading Platform. Folio Investing is based in McLean, VA and is not affiliated with Lending Club. Folio Investing has no role in the original issuance of the Notes and is not responsible for and does not approve, endorse, review, recommend or guarantee the Notes or the accuracy, reliability, or completeness of any data or information about the Notes. More information about Folio Investing is available at www.folioinvesting.com.
You have successfully invited your friends to Lending Club, where they can earn solid returns.
Your invite e-mail looks like this
Subject: I think you should check out Lending Club; it's worth your time
has invited you to join Lending Club
I am investing at Lending Club and wanted to share this bonus offer with you.
Lending Club Notes with grades A through C have provided Historical Returns of 5.20% to 8.19%1. An investment at Lending Club can provide solid returns, low volatility, and monthly cash flow - so I think you should check it out.
It's easy and free to join. Because I invited you, you'll receive a bonus to invest when you open an account and make an initial investment of n/a or more.2
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