Institutional Banking

Free Banking Analysis

Receive a free review of your existing banking relationship.

It’s our goal to ensure you are getting the correct services at a fair price.

As part of the review, we evaluate your banking needs and provide you with our analysis and recommendations to help you make your organization more efficient and help you mitigate risk.

Case Study #1

A large corporate client with average deposits of $20 million saved over $110,000 and maintained all existing services.

Case Study #2

A midsize corporate client with average deposits of $1.5 million saved over $9,000 and expanded services.

Case Study #3

A small business client with average deposits of less than $1 million saved over $3,800 and maintained all existing services.

Free Banking Analysis

Reduce your operational costs! It’s our goal to ensure you are getting the correct services at a fair price. We’ll review your existing banking relationship for free.

Client analysis case studies

See real savings from case studies with real clients.

Case Study #1

Client Type

Large Corporate Client

Average Deposits

$20 million

Analysis Findings

Paying high banking fees
Earning low interest rates
Excess of cash in a non-interest-bearing checking account to cover high fees with balance credits

Proposal

Maintain needed liquidity and shift some non-interest-bearing balances to higher-yielding money market demand accounts
Shift balances from non-interest-bearing checking to our interest-bearing checking account

Results

Annual Financial Benefit

>$110,000
Maintained all existing services

Case Study #2

Client Type

Midsize Corporate Client

Average Deposits

$1.5 million

Analysis Findings

Paying high banking fees
Earning low interest rates
Excess of cash in a non-interest-bearing checking account to cover high fees with balance credits

Proposal

Shift balances from non-interest-bearing accounts to our interest-bearing money market and checking accounts

Results

Annual Financial Benefit

>$9,000
Expanded existing services to improve fraud prevention

Case Study #3

Client Type

Small Business Client

Average Deposits

<$1 million

Analysis Findings

Paying high banking fees
Earning low interest rates
Excess of cash in a non-interest-bearing checking account to cover high fees with balance credits

Proposal

Align cash to the right products based on client liquidity needs, services and transaction volumes
Shift some balances to our higher-yielding money market and checking accounts

Results

Annual Financial Benefit

>$3,800
Maintained all existing services

Ready for your free analysis?

Contact us for an expert review of your current banking relationship. Our accounts and services are designed to save you money.

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.