Lending Club provides individual investors access to an asset class that historically has been available only to banks and large institutions.
Loans are issued via
WebBank, member FDIC
Investing in the consumer credit asset class through Lending Club can provide solid returns and monthly cash flow.
Lending Club offers investors access to the consumer credit asset class, which has historically been available only to banks and large institutions until recently.
of portfolios with 100+ Notes of similar size see positive returns*
When investors diversify their Lending Club Note portfolios across a larger number of borrowers, they can reduce their exposure to any single borrower or loan.*
Monthly cash flow*
As borrowers repay their loans, investors receive payments of principal and interest and can receive monthly cash flow ranging between 2 and 5 percent.