An alternative way to seek higher yield

Scott has been a Lending Club investor since 2008.
5-7%
Historical returns*
98%
Of portfolios with 100+ Notes of similar size see positive returns*
2-5%
Monthly cash flow*

A different class of investment

Lending Club provides individual investors access to an asset class that historically has been available only to banks and large institutions.

How it works

Our credit marketplace in action*

Loans are issued via
WebBank, member FDIC

As borrowers
make monthly payments...
...investors
can earn a monthly return.

As recognized by

How investors can benefit

Investing in the consumer credit asset class through Lending Club can provide solid returns and monthly cash flow.

5-7%

Historical returns*

Lending Club offers investors access to the consumer credit asset class, which has historically been available only to banks and large institutions until recently.

98%

of portfolios with 100+ Notes of similar size see positive returns*

When investors diversify their Lending Club Note portfolios across a larger number of borrowers, they can reduce their exposure to any single borrower or loan.*

2-5%

Monthly cash flow*

As borrowers repay their loans, investors receive payments of principal and interest and can receive monthly cash flow ranging between 2 and 5 percent.

Are you a Financial Advisor? Learn more about how you can add Lending Club Notes to your clients’ portfolios.
Are you an Institutional Investor or a Bank? Learn more about our partnership opportunities.