How investors can benefit
Investing in the consumer credit asset class through LendingClub provides a portfolio diversification opportunity and the potential to earn competitive returns.
LendingClub offers investors access to the consumer credit asset class which, until recently, has historically been available only to banks and large institutions.
of portfolios with 100+ Notes see positive returns*
Investors may avoid the ups and downs associated with the stock market because LendingClub Notes have low correlation to the stock market.*
Monthly cash flow*
As borrowers repay their loans, investors receive payments of principal and interest and can receive monthly cash flow ranging between 2–5%.