Investing at scale with LendingClub

LendingClub facilitates billions in loans each year, offering institutional investors a 11-year track record, the largest data set in the marketplace lending industry, sophisticated risk management, and easy-to-use tools to build and modify loan portfolios. By offering a diverse set of investment vehicles and products, LendingClub gives institutions of all kinds the ability to invest at scale, putting millions of dollars to work every month.

Our dedicated Institutional Team has a wide range of investment management and trading experience and is here to help you navigate the marketplace lending investment process.

We offer professional investors access to a varied consumer credit product suite.*

Personal Loans

Prime

FICO
Minimum

660+

Weighted Avg.
FICO*

702

Annual
Income*

$80,205

Loan Size

$1k — 40k

Avg. Loan Size

$14,915

Interest Rate Range

6.11 — 27.27%

Term

3 or 5 yrs

Typical Use Cases

Refinancing, new large purchases, debt consolidation

Near Prime*

FICO
Range

600 — 659

Weighted Avg.
FICO*

640

Annual
Income*

$67,500

Loan Size

$1k — 20k

Avg. Loan Size

$8,408

Interest Rate Range

15.54 — 30.99%

Term

3 or 5 yrs

Typical Use Cases

Refinancing, debt consolidation

Auto*

Prime

FICO
Minimum

640+

Weighted Avg.
FICO*

717

Annual
Income*

$79,883

Loan Size

$5k — 50k

Avg. Loan Size

$20,645

Interest Rate Range

1.99 — 24.99%

Term

24 — 72 mos

Typical Use Cases

Auto refinancing

Near Prime

FICO
Range

520 — 639

Weighted Avg.
FICO*

589

Annual
Income*

$59,879

Loan Size

$10k — 50k

Avg. Loan Size

$20,643

Interest Rate Range

6.99 — 24.99%

Term

36 — 72 mos

Typical Use Cases

Auto refinancing

Purchase Finance**

Installment Loans

FICO
Minimum

620+

Weighted Avg.
FICO*

747

Annual
Income*

$108,015

Loan Size

$2k — 50k

Avg. Loan Size

$12,469

Interest Rate Range

3.99 — 24.99%

Term

24, 36, 48, 60, 72, 84

Typical Use Cases

Payment plans for elective medical, k-12 tuition, tutoring

Small Business*

Term Loans

Guarantor FICO
Min.

600+

Weighted Avg.
Guarantor FICO*

722

Avg. yrs
in Business

11.1 yrs

Loan Size

$5k — 300k

Avg. Loan Size

$54,060

Interest Rate Range

5.90 — 25.90%

Term

1, 2, 3 or 5 yrs

Typical Use Cases

Capital expenditures, working capital, acquisitions

Securitization Program

Learn about LendingClub sponsored securitizations, backed by loans facilitated through our platform.

Learn more

CLUB Certificates

Qualified institutional buyers can purchase CLUB Certificates—pass-through securities with CUSIP numbers backed by LendingClub prime or near prime personal loans. Investors can trade the certificates over the counter by clearing through The Depository Trust & Clearing Corporation.

Learn more

Institutional investor team

Valerie Kay

Valerie Kay

Chief Capital Officer

Experience: Morgan Stanley, Prudential Financial

Raman Suri

Raman Suri

Sr. Vice President, Investor Sales

Experience: BlackRock, Barclays Global Investors

Jeff Andrews

Jeff Andrews

Vice President, Strategic Partnerships

Experience: Andrews Partners, UBS, PaineWebber

Doug Lambert

Doug Lambert

Vice President, Capital Markets Group

Experience: MUFG, Alliance Partners, SFRi LLC, Morgan Stanley, Citigroup

Richard Loggins

Richard Loggins

Vice President, Institutional Sales

Experience: Sonoma Creek Capital, Goldman Sachs

John Steward

John Steward

Vice President, Institutional Sales

Experience: Builder’s Bank, Action Investment Real Estate, Marcus & Millichap, Total Access, Inc.

Jack Coogan

Jack Coogan

Sr. Director, Institutional Sales

Experience: Glovista Investments, LLC, ICAP

Jeff Hamrick

Jeff Hamrick

Sr. Director, Institutional Sales

Experience: London Stock Exchange Group, BMO Capital Markets, TD Securities, UBS

Ceejay Girard

Ceejay Girard

Sr. Manager, International Growth and Partnerships

Experience: Fisher Investments Europe, Kiva Microfunds, Clinton Global Initiative

Greg Schuetz, CFA

Greg Schuetz, CFA

Sr. Capital Markets Manager

Experience: PwC, First Tennessee Bank

Matthew Straus, CFA

Matthew Straus, CFA

Sr. Capital Markets Manager

Experience: Synthetic Lending Marketplace, Marinus Capital, PwC

Dylan Selvig

Dylan Selvig

Capital Markets Manager

Experience: Hewlett-Packard, Driscoll’s

Azhda Osman

Azhda Osman

Sr. Institutional Client Analyst

Experience: Millennium Trust Company, TCF Bank

James Policastro

James Policastro

Institutional Client Analyst

Monica Elizondo

Monica Elizondo

Capital Markets Analyst

Tatiana Sta Maria

Tatiana Sta Maria

Capital Markets Analyst

Learn more about LendingClub’s marketplace: Contact Us or visit Loan Statistics.