Investing at scale with LendingClub

LendingClub facilitates billions in loans each year, offering institutional investors a 10-year track record, the largest data set in the marketplace lending industry, sophisticated risk management, and easy-to-use tools to build and modify loan portfolios. By offering a diverse set of investment vehicles and products, LendingClub gives institutions of all kinds the ability to invest at scale, putting millions of dollars to work every month.

Our dedicated Institutional Team has a wide range of investment management and trading experience and is here to help you navigate the marketplace lending investment process.

We offer professional investors access to a varied consumer credit product suite.*

Personal Loans

Prime

FICO
Minimum

660+

Weighted Avg.
FICO*

700

Annual
Income*

$78,516

Loan Size

$1k — 40k

Avg. Loan Size

$14,726

Interest Rate Range

5.32 — 26.30%

Term

3 or 5 yrs

Typical Use Cases

Refinancing, new large purchases, debt consolidation

Near Prime*

FICO
Range

600 — 659

Weighted Avg.
FICO*

641

Annual
Income*

$66,646

Loan Size

$1k — 20k

Avg. Loan Size

$8,424

Interest Rate Range

19.99 — 30.99%

Term

3 or 5 yrs

Typical Use Cases

Refinancing, debt consolidation

Auto*

Prime

FICO
Minimum

640+

Weighted Avg.
FICO*

705

Annual
Income*

$76,960

Loan Size

$5k — 50k

Avg. Loan Size

$20,138

Interest Rate Range

1.99 — 24.99%

Term

24 — 72 mos

Typical Use Cases

Auto refinancing

Near Prime

FICO
Range

520 — 639

Weighted Avg.
FICO*

583

Annual
Income*

$60,419

Loan Size

$10k — 50k

Avg. Loan Size

$18,786

Interest Rate Range

6.99 — 24.99%

Term

36 — 72 mos

Typical Use Cases

Auto refinancing

Purchase Finance**

Installment Loans

FICO
Minimum

620+

Weighted Avg.
FICO*

748

Annual
Income*

$82,243

Loan Size

$2k — 50k

Avg. Loan Size

$11,967

Interest Rate Range

3.99 — 24.99%

Term

24, 36, 48, 60, 70, 84

Typical Use Cases

Payment plans for elective medical, k-12 tuition, tutoring

Small Business*

Term Loans

Guarantor FICO
Min.

600+

Weighted Avg.
Guarantor FICO*

723

Avg. yrs
in Business

11.1 yrs

Loan Size

$5k — 300k

Avg. Loan Size

$52,586

Interest Rate Range

5.90 — 25.90%

Term

1, 2, 3 or 5 yrs

Typical Use Cases

Capital expenditures, working capital, acquisitions

Securitization Program

Learn about LendingClub sponsored securitizations, backed by loans facilitated through our platform.

Learn more

Institutional investing team

Patrick Dunne

Patrick Dunne

Chief Capital Officer

Experience: iShares, Blackrock, Barclay’s Global Investors

Valerie Kay

Valerie Kay

Sr. Vice President, Head of Institutional Investor Group

Experience: Morgan Stanley, Prudential Financial

Richard Loggins

Richard Loggins

Vice President, Institutional Sales

Experience: Sonoma Creek Capital, Goldman Sachs

John Steward

John Steward

Sr. Director, Institutional Relationships

Experience: Builder’s Bank, Action Investment Real Estate, Marcus & Millichap, Total Access, Inc.

Jeff Hamrick

Jeff Hamrick

Sr. Director, Institutional Sales

Experience: London Stock Exchange Group, BMO Capital Markets, TD Securities, UBS

Doug Lambert

Doug Lambert

Sr. Director, Capital Markets

Experience: MUFG, Alliance Partners, SFRi LLC, Morgan Stanley, Citigroup

Jack Coogan

Jack Coogan

Director, Asset Management Sales

Experience: Glovista Investments, LLC, ICAP

Dylan Selvig

Dylan Selvig

Capital Markets Manager

Experience: E. & J. Gallo Winery, Hewlett-Packard, Driscoll’s, Scheid Vineyards

Matthew Straus

Matthew Straus

Capital Markets Manager

Experience: Synthetic Lending Marketplace, Marinus Capital, PWC

Azhda Osman

Azhda Osman

Institutional Client Analyst

Experience: Millennium Trust Company, TCF Bank

Monica Elizondo

Monica Elizondo

Capital Markets Analyst

Learn more about LendingClub’s marketplace: Contact Us or visit Loan Statistics.