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  • Online Banking
  • Investors

Investor Education Center

Learn more about investing through LendingClub, from getting started to choosing a strategy.

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Performance and Strategy All Topics
Exclusive high-yield savings account for our Notes investors
Start earning more with the Founder Savings account
Exclusive high-yield savings account for our Notes investors

How do I track my overall rate of return?

About net annualized return (NAR)

How will my returns change over time?

Interest Rates and Fees

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Unless otherwise specified, all loans and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment. ​Deposit accounts are subject to approval.  Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol, and “Radius” and the “R” symbol, are trademarks of LendingClub Bank.

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Business Financing Options

Choose the loan that best fits your financing needs.

Apply for a Personal Loan

Loans up to $40,000 for qualified borrowers investing in new or smaller businesses.

Apply for a Business Loan

Loans $5,000 – $500,000 for businesses with at least $50,000 in annual sales and 12 months in business.

Apply For A Business Loan