Investor Education Center Learn more about investing through LendingClub, from getting started to choosing a strategy. Investing in Consumer Credit Investing in Consumer Credit What is LendingClub offering as an investment? Are LendingClub Notes liquid? About the Trading Platform Opening an Account Opening an Account What is the process to begin investing? What are the requirements to become an investor? What are LendingClub's account options? Loans and Borrowers Loans and Borrowers Loan statistics What are the terms of the loans? Collection of monthly payments Rates and fees Income verification Why do borrowers with great credit need LendingClub? Performance and Strategy Performance and Strategy How do I track my overall rate of return? About Net Annualized Return (NAR) Benefits of diversification How will my returns change over time?