How will my returns change over time?
LendingClub offers an interactive chart that illustrates how an investment is likely to perform over its lifecycle. This chart can help you understand where in the investment lifecycle your portfolio is and how its performance may change over time. You can also explore the various controls on the chart to visualize how average interest rate, number of Notes, investment concentration, and other factors often influence the returns of a portfolio over time.
You can find this chart on the “Understanding Your Returns” page, which you can reach via a link on your Account Summary.
You can also find a public version of this chart on the LendingClub Loan statistics page.