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Discover a New Way to Earn Competitive Returns

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  • 10+ Year Track Record

    LendingClub's Note platform has one of the longest track records in marketplace lending history, serving as a fixed income alternative with low stock market correlation since 2008.

  • Portfolio Diversifier*

    99% of portfolios with 100+ Notes have seen positive returns. To date, $50 billion has been invested through LendingClub across 3 million borrowers’ loans.

  • Invest with Purpose

    Invest while building brighter futures for personal loan borrowers.

How LendingClub works

Investors

Investors purchase Notes, which correspond to fractions of loans, to potentially earn competitive returns.

LendingClub

LendingClub screens borrowers, facilitates the transaction, and services the loans.

Borrowers

Borrowers use loans to consolidate debt, improve their homes, finance major purchases, and more.

LendingClub has been recognized by
The Economist
The New York Times
Inc.

Questions? Contact us at investing@lendingclub.com or 888-596-3159.

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Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

LendingClub Notes are not FDIC insured • not guaranteed • may lose value

LendingClub Member Payment Dependent Notes (Notes) are offered by prospectus. Investors should review the risks and uncertainties described in the prospectus carefully prior to investing. Historical performance is not a guarantee of future results and investors may lose some or all of the principal invested. LendingClub does not provide investment, tax, or legal advice. You should consult your legal, tax, and/or investment professional prior to making any financial or investment decision. While returns are dependent upon borrower payments of principal and interest, Note holders do not have a security interest in the corresponding loans or loan proceeds. Notes are unsecured obligations of LendingClub. Returns may be impacted by, among other things, the number and attributes of Notes owned, as well as macroeconomic and other conditions.