LendingClub's Note platform has one of the longest track records in marketplace lending history, serving as a fixed income alternative with low stock market correlation since 2008.
Invest with Purpose
Invest while building brighter futures for personal loan borrowers.
99% of portfolios with 100+ Notes have seen positive returns.*
How investing through LendingClub could grow your retirement nest egg.
Investors purchase Notes, which correspond to fractions of loans, to potentially earn competitive returns.
LendingClub screens borrowers, facilitates the transaction, and services the loans.
Borrowers use loans to consolidate debt, improve their homes, finance major purchases, and more.
Accounts and funding options
Put your retirement nest egg to work. Take advantage of potential tax-deferred or tax-free growth through a Traditional IRA, Roth IRA, SEP IRA or SIMPLE IRA.
Account Funding Options
Maximize your contribution with up to $6,000 (or $7,000 for ages 50+) per tax year to an IRA. Annual contribution deadline for the 2019 tax year is July 15, 2020.
Transitioning to a new job is hard, we make rolling over your 401(k) easier. Our dedicated support team is here to help you roll over funds from a previous 401(k) or 403(b) retirement plan to a LendingClub IRA.
Out with the old and in with the new. Easily transfer funds from another IRA to a LendingClub IRA.
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
LendingClub Notes are not FDIC insured • not guaranteed • may lose value
LendingClub Member Payment Dependent Notes (Notes) are offered by prospectus.
Investors should review the risks and uncertainties described in the prospectus carefully prior to investing. Historical performance is
not a guarantee of future results and investors may lose some or all of the principal invested.
LendingClub does not provide investment, tax, or legal advice. You should consult your legal, tax, and/or investment professional prior
to making any financial or investment decision. While returns are dependent upon borrower payments of principal and interest, Note
holders do not have a security interest in the corresponding loans or loan proceeds. Notes are unsecured obligations of LendingClub.
Returns may be impacted by, among other things, the number and attributes of Notes owned, as well as macroeconomic and other conditions.