Execute your investment strategy by filtering and purchasing loans through specific credit attributes. Individually purchase loans pre- or post-issuance at prices that can be at, above, or below par.
The LCXTM marketplace launched in 2019, with over $1.5B transacted to date in both primary and secondary markets.
Investor builds credit model and customizes API
LCXPM Select Auction API Documentation
LCXPM Scale Auction API Documentation
LCXSM Client-to-Client API Documentation
Investor leverages LendingClub’s vendor partners to build API
Investor gives credit filters to LendingClub, and LendingClub executes on behalf of the investor
API-driven purchasing enables automation and minimizes operational load
Flexible pricing at, above, or below par influenced by market demand
Immediate access to consumer loans with 100+ data fields per loan
Optimizes access to personal loans and allows efficient deployment of capital
Typically reduces settlement process from several weeks to a single day