Member Credit Profile Authorization

Last updated September 21, 2023

By clicking Start Monitoring, you understand and agree that you are authorizing LendingClub Bank, N.A. ("LendingClub") to obtain consumer reports and related information ("credit information") about you from one or more consumer reporting agencies, now and periodically for as long as you remain enrolled in Credit Profile.

Pursuant to this Authorization, you consent to LendingClub using your credit information for any lawful purpose, including but not limited to: (1) authenticating your identity; (2) evaluating your creditworthiness or making credit decisions in connection with potential offers from LendingClub or an issuing bank; (3) marketing products and services from LendingClub or a third party; (4) assisting with internal modeling and analysis; and (5) to provide you with various services that may be offered to you from time to time. In connection with these purposes, you authorize LendingClub to share all or parts of your credit information with agents, partners, counterparties, or affiliates.

You also authorize LendingClub to verify your information, and you agree that LendingClub may contact third parties to verify any such information.

You authorize and agree that LendingClub may transfer or otherwise provide your credit information to any successor-in-interest of LendingClub or any issuing bank in connection with credit that is issued to you.