Start Saving Today With a Lower Car Payment.

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See If I Pre-Qualify

Won’t impact your credit score. *

Members save $3,200 on average by refinancing their auto loan * .

Lower Your Monthly Car Payment

Our online refinancing process makes it fast and easy

Check Your Rate in Minutes1

Check Your Rate in Minutes

Check Your Rate in Minutes1

Quickly see the offers that you qualify for.

Lower Your Monthly Payments1

Lower Your Monthly Payments

Lower Your Monthly Payments1

Flexible terms and great rates that could lower your monthly payments.

Simple, Easy Process1

Simple, Easy Process

Simple, Easy Process1

Our online application makes refinancing easy and fast.

No Origination Fees1

No Origination Fees

No Origination Fees1

Plus no prepayment penalties.

Check Your Rate

How LendingClub Auto Refinance Works


Check Your Rate

After you tell us a little about yourself and your vehicle, you’ll instantly receive multiple auto refinancing offers, if you qualify.


Confirm Your Details

Select the offer you like best and complete our easy online application. In some cases, we may ask you to send additional documents or details about yourself or your car.


Drive Off With Savings

If your loan is approved, we’ll take care of paying off your previous lender. That’s it—your auto refinance is complete!

Is my current auto loan eligible?

To qualify, your car must be:-0

To qualify, your car must be:

  • 10 years old or newer
  • Under 120,000 miles
  • A personal-use automobile
And your current auto loan must have:-1

And your current auto loan must have:

  • An outstanding balance of $5,000–$55,000
  • Been initiated at least 1 month ago
  • At least 24 months of remaining payments
LendingClub has empowered more than 1.5 million customers to reach their financial goals.
Simple, quick, and easy.
25,000+ Reviews
“I got a great rate and lowered my payment by almost 200 dollars. It was easy to apply and there were no hassles.”
—Rose, May 2019 *
Want to learn more about auto refinancing?

Read our blog post to understand the step-by-step process of how it works.