Debt Consolidation

Take control of your debt

How much do you need?
Ryan and Melissa used a personal loan through LendingClub to consolidate their credit card debt.

Why consolidate your debt?

Simplify your finances and lower your interest rate.

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Simplify with a single payment

Instead of dealing with multiple bills, pay them off all at once.

Fixed Rate icon

Get a fixed rate

With an affordable fixed rate, your monthly payment never increases.

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Better than a credit card

Eliminate high credit card fees and improve your credit score with a fixed-rate loan.*

I was able to get a loan to pay off all my credit cards and have one payment per month. To get myself debt free in the next 3 years and get my life back on track. Don't think I will own another credit card again. Thank you.
— LendingClub customer

How it works

Apply from anywhere. Get your money fast.

Apply online in minutes
Tell us about yourself and how much you want to borrow.
Select a loan offer
Review your monthly payment and interest rate options, and choose the one you like best.
Get your money
Your loan is automatically deposited into your bank account.

How much can you save?

Enter information about your existing debt to see how much time and money you could save.*

CURRENT DEBT BALANCE

AVERAGE APR

TOTAL MONTHLY PAYMENT

Total Debt

CURRENT DEBT BALANCE

$0
AVERAGE APR
0%

TOTAL MONTHLY PAYMENT

$0

What customers are saying

Debt Consolidation
Great option for those looking for consolidation and a lower interest rate than other loan options. Thanks LendingClub!
Seriously relieved my financial situation
My single monthly payment over 36 months is far easier to manage than all the other debts on their own, the interest rate is lower, and I can still pay it off in 3 years.
Banking of the future
We have a specific date now as to when we'll be debt free!!!! I can't say enough good things about LendingClub.
Get your rate in minutes
Won't affect your credit score
Borrow up to 40,000

How can we help?

You have questions. We have answers.