Debt Consolidation Loans

Take control of your debt

How much do you need?
Ryan and Melissa used a personal loan through LendingClub to consolidate their credit card debt.

The benefits of debt consolidation

Save time and money with one fixed rate monthly payment.

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Simplify with a single payment

Instead of dealing with multiple bills, pay them off all at once.

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Get a fixed rate

With an affordable fixed rate, your monthly payment never increases.

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Better than a credit card

Eliminate high credit card fees and improve your credit score with a fixed-rate loan.*

I was able to get a loan to pay off all my credit cards and have one payment per month. To get myself debt free in the next 3 years and get my life back on track. Don't think I will own another credit card again. Thank you.
— LendingClub customer

How it works

Apply from anywhere. Get your money fast.

Apply online in minutes

Tell us about yourself and how much debt you want to consolidate.

Select a loan offer

Review your monthly payment and interest rate options. Then choose the consolidation loan option you like best.

Get your money

Your loan is automatically deposited into your bank account.

How much can you save?

Find out how much time and money you could save when you consolidate your debt.




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What customers are saying

Debt Consolidation
Great option for those looking for consolidation and a lower interest rate than other loan options. Thanks LendingClub!
Seriously relieved my financial situation
My single monthly payment over 36 months is far easier to manage than all the other debts on their own, the interest rate is lower, and I can still pay it off in 3 years.
Banking of the future
We have a specific date now as to when we'll be debt free!!!! I can't say enough good things about LendingClub.
Get your rate in minutes
Won't affect your credit score
Borrow up to 40,000

How can we help?

You have questions. We have answers.