A home improvement personal loan is an unsecured (no collateral) fixed-rate personal loan that is used for home renovations and repairs and repaid over a set length of time. Home improvement personal loans are a smart alternative to revolving high-interest credit cards and faster than tapping into home equity.
Instead of waiting for your house, condo, or apartment to accumulate enough equity for a cash out refi or home equity line of credit, you can get a personal loan for home upgrades in as little as a few days—no collateral, appraisal, or costly refinancing required. A personal loan for home improvements offers an easy, online application with eligibility based primarily on your credit score (not home value), fast funding, and affordable monthly payments.
Renovate that bathroom, add a granny unit, install a deck, pool.
Tackle the unexpected leaky roof, broken water heater, or damaged siding.
Lower your energy bill by installing solar, water-wise irrigation, and efficient windows and doors.