Home Improvement Loans

Make your house a home

How much do you need?
Kerrie used a personal loan from LendingClub Bank to add a new deck to her family’s home.

Why improve your home with a personal loan?

Instead of borrowing against the equity in your home, opt for a low, fixed rate personal loan with no collateral required. Getting a personal loan for home improvements based on your creditworthiness (instead of your home value, which can fluctuate), means you can receive funds in as little as a few days, and confidently use the money as you see fit.

expand your home

Expand your home

Complete that renovation project, add a deck, or install a pool.

unexpected repairs

Cover unexpected repairs

Tackle major upgrades and replacements, such as roof repairs and broken water heaters.

Home Energy

Enjoy an energy-efficient home

Install solar panels or a greywater system and save on utility costs.

How is this different from a home equity loan?

  • Get repairs fixed quickly without waiting for a HELOC
  • Free yourself from bank paperwork and home appraisals
  • Enjoy the flexibility. Money is deposited directly into your bank account, so you can use the money how you see fit
  • No prepayment penalties
I have taken out loans from others before LendingClub. It was a nightmare. With LendingClub it was so easy, no hassle. I was able to fix my dining room and paid off all my credit cards. Now I can sleep better at night.
— LendingClub customer

What is a home improvement loan?

A home improvement loan is an unsecured personal loan with a fixed rate and term used to fund home renovations and repairs. Home improvement loans are a smart payment alternative to high-interest, revolving credit cards.

How it works

Apply from anywhere. Get your money fast.

Apply Online in Minutes

Apply Online in Minutes

Tell us about yourself and how much debt you want to consolidate.

Select a Loan Offer

Select a Loan Offer

Review your monthly payment and interest rate options. Then choose the consolidation loan option you like best.

Get Your Money

Get Your Money

Your loan is automatically deposited into your bank account.

What customers are saying

Very impressed at the speed
I needed a small loan to get some work done on my home, and didn't want to go through the hassle of home appraisals associated with a home equity line of credit. I applied in about 10 minutes online, and had the money 11 days later.
Smooth and easy application process
I was pleasantly surprised at how smoothly and quickly the entire process flowed. I used the funds to pay off my vehicle, a kitchen remodel and some other bills. Thank you LendingClub.
Quick and easy
Process was simple quick and very easy, in only a few days my money was in my bank account and I was able to proceed with my remodel project.
Get your rate in minutes
Won't affect your credit score
Borrow up to 40,000

How can we help?

You have questions. We have answers.