Paying for a large purchase on a high-interest credit card can be costly. A fixed-rate personal loan through LendingClub* can be used for almost any purchase—planned or unexpected.
Weddings can be expensive. Minimize the financial stress with a personal loan.
No matter where your wanderlust takes you, a personal loan can be a responsible way to pay for your trip.
If life throws something unexpected your way, a personal loan can help you keep your debt under control and your finances on track.
I needed a quick loan for a major purchase. I applied and money landed in my bank account in about a week. Couldn't have been easier.
Apply from anywhere. Get your money fast.
Tell us about yourself and how much debt you want to consolidate.
Review your monthly payment and interest rate options. Then choose the consolidation loan option you like best.
Your loan is automatically deposited into your bank account.
There are just a few things you can’t use a personal loan for, including investments, gambling, education after high school, and anything illegal.
The entire process is usually faster than a home equity loan or HELOC; it typically takes about 7 days. In some cases, it may take a little longer, depending on what we need from you. You can complete the entire process from the comfort of your home, or even on your phone!
You can keep things moving by checking your To-Do List to make sure we have all the information and documents we need.
Once your loan is approved and backed by investors, your money is automatically deposited directly into your bank account. Depending on your bank, this step can take a few more days.
With a personal loan through LendingClub, you can choose to make payments automatically each month from your bank account. We'll email you a reminder a few days beforehand so you can make sure money is there.
Because you have a single payment each month and a fixed loan term, you’ll know exactly how much you owe each month and how quickly you’ll be able to pay off your purchase.
You can also change your payment date, make additional payments, or pay off your loan right from your Account Summary. And if you prefer to pay by check, we offer that option as well.