Major Expenses

Finance big expenses at lower rates.

How much do you need?
Amir fixed a major leak in his home.

Why use a personal loan for a major expense?

Paying for a large purchase on a high-interest credit card can be costly. A fixed-rate personal loan through LendingClub can be used for almost any purchase—planned or unexpected.

Engagement Ring

Finance your special day

Weddings can be expensive. Minimize the financial stress with a personal loan.

Dream Vacation

Plan a dream vacation

No matter where your wanderlust takes you, a personal loan can be a responsible way to pay for your trip.

Unexpected Expense

Cover an unexpected expense

If life throws something unexpected your way, a personal loan can help you keep your debt under control and your finances on track.

Pay for your purchase in installments with a personal loan

  • Make your purchase now and pay over time, with one low monthly payment that never increases
  • Apply from the comfort of your own home—our convenient online application makes it easy
  • You have the flexibility to decide how to use your loan, because the money is deposited directly into your bank account
I needed a quick loan for a major purchase. I applied and money landed in my bank account in about a week. Couldn't have been easier.
— LendingClub customer

How it works

Apply from anywhere. Get your money fast.

Apply Online in Minutes

Apply Online in Minutes

Tell us about yourself and how much debt you want to consolidate.

Select a Loan Offer

Select a Loan Offer

Review your monthly payment and interest rate options. Then choose the consolidation loan option you like best.

Get Your Money

Get Your Money

Your loan is automatically deposited into your bank account.

What customers are saying

Easy Process
I cannot tell you how much I appreciate the ease of your online loan application…this made paying for my daughter’s wedding stress free so that I can relax and enjoy the day.
Best way to get a loan
I got the loan that I applied for, and it was in my account in days… so happy I have the cash bargaining power to negotiate that motorcycle I have been eyeing.
Very fast and easy
My small loan helped me pay off some higher-interest personal loans and pay a medical bill. The entire process was fast and easy, from application to receipt of funds.
Get your rate in minutes
Won't affect your credit score
Borrow up to 40,000

How can we help?

You have questions. We have answers.