10-MONTH CERTIFICATE OF DEPOSIT
4.70% APY1
Secure your financial future with a 10-month CD from LendingClub.
We offer competitive, guaranteed rates
4.80% APY
for 6 months
4.70% APY
for 10 months
4.10% APY
for 1 year
4.40% APY
for 18 months
4.15% APY
for 2 years
3.40% APY
for 5 years
Benefits of a CD from LendingClub
Maxmize Your Savings
FDIC Insurance
Competitive Rate
CDs from LendingClub offer a safe and predictable way to protect your savings.
Certificate of Deposit (CDs) are among the best ways to save money today, often yielding some of the highest rates for savings accounts. Your investment is also federally insured, and your returns are guaranteed. For risk-averse investors, it’s the best of both worlds―maximum earnings with no principal risk.
A certificate of deposit (CD) account allows you to save money for a specified amount of time while receiving a fixed rate of return. CDs are available for different durations otherwise known as “terms” and are fully FDIC insured.
You can only make deposits to a CD at the time when the account is opened or following CD maturity during a 10 day grace period.
Monthly withdrawals of earned interest are permitted, however any withdrawals of principal balances would only be allowed at the banks discretion and may incur early withdrawal fees.
At least 30 days prior to a CD maturing the bank will mail you a CD maturity notice. Once the CD matures there is a 10 day grace period where funds can be added or removed. If no specific customer action or notification is provided at the end of the grace period, the CD will renew into the same term at the offered rate.
LendingClub is now making it easier than ever to manage your CD options online or in our convenient mobile app. Once your CD matures, the following options will become available to you during your 10-day grace period:
Adjust the terms of your CD from a variety of options
Close out your CD and select where to send your funds
Not sure when your CD matures? No problem! Sign in to view your account or simply wait to hear from us. We'll give you a 30-day notice when it is about to mature, at which point you’ll have a 10-day grace period to make the changes listed above.
Guaranteed rates for a secure future. It all starts with LendingClub.
Opening your CD is easy. Just fill out the online application, transfer your funds, and begin saving (a minimum of $2,500 is required)!
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