Logo

Small Business Loans

Find a Business Loan up to $250K

Won’t impact your credit score.1

Funding Through Partnership

+

We know how important access to funds is for a small business. Our partnership with Accion Opportunity Fund2 gives you access to a network of lenders and great options for your business.

  • Borrow between $5K - $250K

  • Fixed monthly payments

  • 1-5 year terms

  • No prepayment penalties

  • Dedicated client advisor to guide you through the process

Questions? Call your Accion Opportunity Fund Client Advisor at (877) 525-1555, 7 days a week, 8 am – 8 pm your U.S. local time

How Accion Opportunity Fund2 Works

Apply Online in Minutes

Apply online in minutes

Tell us about yourself and how much debt you want to consolidate.
Select a Loan Offer

Select a loan offer

Review your monthly payment and interest rate options. Then choose the consolidation loan option you like best.
3-confirm-details-illo-mob-v2

Confirm Your Details

Select the offer you like best and complete our easy online application. In some cases, we may ask you to send additional documents or details about yourself or your car.
4getmoney

Get your money

Your loan is automatically deposited into your bank account by Accion Opportunity Fund.

What Our Members Say

I shopped around for a debt consolidation loan and this was by far the easiest application process, disbursement of funds and best interest rate. Now, I’ll be debt free in just three years, saving thousands!2

—Kyle, a member from Georgia

Read More Reviews
Borrowed
5M v2
Reviews
What Our Members Say
Questions? We’ve got answers

What Accion Opportunity Fund looks for4

✓ 12 months or more in business

✓ At least $50,000 in annual sales

✓ Your company is based in the U.S.

✓ You own at least 20% of the business

Call your Accion Opportunity Fund Client Advisor at (877) 525-1555, 7 days a week from 8 am to 8 pm your U.S. local time.

WHAT WE OFFER

Personal LoansPersonal BankingAuto RefinancingPatient SolutionsBusiness LoansInstitutional InvestingOther Types of LoansApply for a Personal LoanApply for a Bank Account

RESOURCES

Resource CenterPersonal Loan Rates & FeesMember BenefitsCustomer ReviewsGlossary

LEGAL

Terms of UsePrivacy PolicyData Collection and UseAccessibilitySEC FilingDisclosures and AgreementsLegal RequestsLicenses

ABOUT US

CRA Public FileCompanyLeadershipCareersMedia CenterCorporate GovernanceInvestor RelationsContact

ACCOUNT

Sign InMobile AppHelpPrivacy ChoicesYour Privacy Choices

Powered by the LCTM platform

LC Logo
Apple App Store IconGoogle Play Store Icon
LC logo

595 Market Street, Suite 200

San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.
Equal Housing Lender
accredited-business
verify-sign

  1. By clicking “Get a Quote”, you'll be redirected to the Accion Opportunity Fund website and you agree that the information you submit will be sent to Accion Opportunity Fund for the purpose of determining whether you qualify for a loan with Accion Opportunity Fund’s lending arm, Accion Opportunity Fund Community Development (AOFCD). Getting a quote generates a soft credit inquiry which does not impact your credit score. After selecting a quote and submitting your application, AOFCD may conduct a hard pull of your credit report which may impact your credit score with the major credit reporting agencies.

    You also consent to Accion Opportunity Fund’s Terms of Use and Privacy Policy; and to receive emails, calls and texts, potentially for marketing purposes, including autodialed or pre-recorded calls. You may opt out of receiving certain communications as provided in our Privacy Policy.

  2. Loans made by Accion Opportunity Fund Community Development (AOFCD) California Finance Lenders License #6050609. AOFCD is not affiliated with LendingClub. LendingClub is not responsible for and makes no representations with respect to AOFCD’s privacy practices or any products and services offered by AOFCD. Any offers displayed or made to you are offered by AOFCD, from whom LendingClub receives compensation for referrals. Loans may also be referred to a licensed AOFCD partner lender. Your APR will be determined based on your credit at time of application. There is no down payment and there is never a prepayment penalty.

  3. Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed at https://www.lendingclub.com/company/reviews.

  4. Other eligibility criteria may apply. All applications are subject to review. This is not an offer or a commitment to lend. All rates and loan terms are subject to change at any time with or without prior notice. All loans are subject to underwriting review and approval.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

© 2025 LendingClub Bank. All rights reserved.