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NOTICE: Won't impact your credit score.
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

With an average rating 4.83 out of 5 stars, you're in good company with LendingClub.*

Your Friend Has Great Taste

You can apply for a personal loan anytime from anywhere. Get approved, then get your funds fast. Here’s how it works:
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1. Apply in minutes
Let us know how much you'd like to borrow, and a bit about yourself.
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2. Choose your loan
Pick the loan that fits your monthly payment and interest preferences from your options.
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3. Get money deposited
Upon approval, your loan is automatically deposited into the account you chose. You don't even have to move from your favorite chair!

What the LendingClub community is saying

5 stars
Super easy to apply and site easy to navigate

The LendingClub loan application process was super simple to complete. They were great about the response time and the website was easy to navigate. I was able to pay off some bills and save money on interest allowing us to plan for our kids' college

– Amber, a member from Galesburg, IL paid off her credit cards to save1

5 stars
Great interest rate and easy to apply

It was easy to apply. Notified of loan in a timely matter and was kept updated of the process. I'm using the loan to pay off credit cards that had a higher interest rate and now I will have only one monthly bill to pay which a much lower interest rate. Thanks!

– Deb, a member from Normangee, TX consolidated her debts to one payment1

5 stars
So easy

This was one of the more simplified loan processes we've ever been through. The rates are great and process smooth - what else could we ask for! Thank you for lending us the funds needed to consolidate some high interest debt!

– T, a member from Littleton, CO consolidated his high interest debt1

Check Your Rate

Financial well-being for everyone.

Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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595 Market Street, Suite 200

San Francisco, California 94105

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  1. This is one person's experience. Individual results may vary. Based on reviews collected and authenticated by Bazaarvoice. All such reviews can be accessed at https://www.lendingclub.com/company/reviews

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed. 

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,854 for a term of 36 months, with an interest rate of 10.29% and a 6.00% origination fee of $1,191, for an APR of 14.60%. In this example, the borrower will receive $18,663 and will make 36 monthly payments of $643. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states. 

For Personal Loans, APR ranges from 9.57% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of July 11, 2023 and are subject to change without notice. 

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. 

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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