Personal Banking

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Personal accounts and services, built around you.

Nerdwallet's 2021 Best Bank or Credit Union for Online Experience

Checking Accounts

Whether you prefer earning interest or cash back we have the perfect account for you

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Savings Accounts

Consistently earn one of the best rates in the country – with no strings attached

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Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week

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Accounts & Services

At LendingClub, we’re committed to delivering superior products and services to help our clients meet their financial goals.

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Checking Accounts

Savings Accounts

Online & Mobile

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Loans & Insurance

Media

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Let’s get started!

Don’t have a LendingClub bank account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

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Access to What’s Important

Manage your accounts from anywhere – 24 hours a day, 7 days a week.

LendingClub Mobile App

Get the LendingClub Mobile app to deposit checks, pay bills, and manage accounts on the go.

Cash

Mobile Check Deposit

Deposit checks from anywhere at any time with the LendingClub Mobile app.

Save Faster & Easier

Use Goalkeeper to save money without actually having to think about it.

Pay Bills & Friends

Schedule and make payments to businesses or people.

Finance Tool Set

Take control of your finances with our integrated personal financial management tools.

Why choose LendingClub?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.

  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.

    Michael F.

Get in touch!

Feel free to contact us with any questions. We are dedicated to providing exceptional customer service.

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Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub Mobile, LendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. 

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  1. Of all personal loans approved between 10/1/20 - 12/31/20, 69% were approved within 24 hours. Between October 2021 and December 2021, 50% of personal loans were funded within 24 hours after loan approval, on average. The time it takes for a loan to be funded is not guaranteed and individual results vary based on multiple factors, including but not limited to investor demand.
  2. On average, personal loans from LendingClub Bank are offered at an APR of 15.95% with an origination fee of 5.00% and a principal amount of $15,800 for loans with term lengths of 36 months, based on current credit criteria and an analysis of historical borrower data from 1/1/21 to 4/12/21. For credit card purchases made in March 2021, the average APR was 20.29%, according to publicly available information published by TheBalance.com. If you pay off a credit card balance of $15,010 with an APR of 15.95% over 36 equal monthly payments, you will pay $5,152 in total finance charges. If you obtain a loan with a term of 36 months and an amount financed of $15,010 (principal amount of $15,800 with an origination fee of $790) at 15.95% APR, you will pay $3,975 in total finance charges over the term of the loan, a savings of $1,177 as compared to the average credit card.

Unless otherwise specified, all loans and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment. ​Deposit accounts are subject to approval.  Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol, and “Radius” and the “R” symbol, are trademarks of LendingClub Bank.

© 2022 LendingClub Bank. All rights reserved.