Personal Banking

Award-Winning Banking at Your Fingertips

Our FDIC-insured checking & savings products help you meet your financial goals. Find the account that’s right for you. *
Open an Account
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High-Yield Savings
Rewards Checking
Certificates of Deposit
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High-Yield Savings

Earn 16x the National Average *

Earn 2.85% APY on your entire balance. *

FDIC Insurance

Your deposits are FDIC-insured up to the maximum amount allowed - $250,000 per depositor for each ownership category.

Freedom from Fees

No monthly maintenance fees and free unlimited external transfers.

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Rewards Checking

A checking account that helps your money grow

1% Cash Back

You could get unlimited 1.00% cash back on Qualified Purchases using your debit card. *

Freedom from Fees

No monthly maintenance, overdraft or NSF fees. Also, enjoy ATM fee rebates! *

Interest-Earning

Competitive interest rates up to 0.15% APY for balances over 100,000. *

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Certificates of Deposit

1 Year

Earn 3.50% APY *

3 Year

Earn 3.70% APY *

18 Month

Earn 3.60% APY *

5 Year

Earn 3.70% APY *

24 Month

Earn 3.70% APY *

Reach Your Financial Goals

With LendingClub’s Mobile app and financial tools, it’s never been easier to take control
of your finances and achieve your goals

Mobile App

Deposit checks, schedule bill payments, and manage your account on the go from anywhere – 24/7. *

Learn More

Finance Toolkit

Take control of your finances with our integrated personal financial management tools. Add external accounts, track spending, and create budgets.

Learn More

Apply in 3 Minutes

Don’t have a LendingClub bank account yet? Apply now and open your 
new account in under 3 minutes! What are you waiting for?

More Than Just a Bank

At LendingClub, we're committed to helping our clients meet their financial goals by delivering superior products and services

More Products for You

Your membership gives you access to many more products designed for you

Questions?

Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whomever you're looking for.

Digital Banking, Made Human
Digital Banking,
Made Human
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Safe & Secure
Security
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed – $250,000. *
Customer Support
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.