Personal Banking
Award-Winning Banking at Your Fingertips
High-Yield Savings
Earn 16x the National Average *
Earn 2.85% APY on your entire balance. *
FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed - $250,000 per depositor for each ownership category.
Freedom from Fees
No monthly maintenance fees and free unlimited external transfers.
Rewards Checking
A checking account that helps your money grow
1% Cash Back
You could get unlimited 1.00% cash back on Qualified Purchases using your debit card. *
Freedom from Fees
No monthly maintenance, overdraft or NSF fees. Also, enjoy ATM fee rebates! *
Interest-Earning
Competitive interest rates up to 0.15% APY for balances over 100,000. *
Certificates of Deposit
1 Year
Earn 3.50% APY *
3 Year
Earn 3.70% APY *
18 Month
Earn 3.60% APY *
5 Year
Earn 3.70% APY *
24 Month
Earn 3.70% APY *
Reach Your Financial Goals
With LendingClub’s Mobile app and financial tools, it’s never been easier to take control
of your finances and achieve your goals
Mobile App
Deposit checks, schedule bill payments, and manage your account on the go from anywhere – 24/7. *
Learn More
Finance Toolkit
Take control of your finances with our integrated personal financial management tools. Add external accounts, track spending, and create budgets.
Learn MoreApply in 3 Minutes
Don’t have a LendingClub bank account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?
More Than Just a Bank
At LendingClub, we're committed to helping our clients meet their financial goals by delivering superior products and services
Checking Accounts
Savings Accounts
More Products for You
Your membership gives you access to many more products designed for you
Questions?
Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whomever you're looking for.
Why Choose LendingClub?
Made Human
