LendingClub + Radius Bank. Better for all our customers. Learn More

Personal Banking

Checking Accounts

Apply online for a free checking account today and you could start earning 1% cash back on Qualified Purchases using your debit card.
Apply Online
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Personal Banking

Checking Accounts

Apply online for a free checking account today and you could start earning 1% cash back on Qualified Purchases using your debit card.
Apply Online

Voted Best Cash Back Checking Account for 2022

By Newsweek

Earn 1% Cash Back *

Meet qualification requirements and get rewarded for everyday purchases and earn 1.00% cash back with Rewards Checking when you use your debit card on Qualified Purchases.

Earn Interest *

Free checking account that rewards you for keeping a high balance. Earn 0.10% APY on balances of $2,500–$99,999.99 Earn 0.15% APY on balances of $100,000 & up.

Early Direct Deposit *

Set up direct deposit into your LendingClub account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week. *

Free ATMs Worldwide *

It’s your money—you shouldn’t have to pay to use it. Charged a fee by another bank? Don’t worry! Rewards Checking receives unlimited rebates for any ATM fees you’re charged. *

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Join the Club

Whether you prefer earning interest, cash back, or fee-free ATM’s, LendingClub has the perfect account for you.

Rewards Checking

Meet qualification requirements and receive 1% cash back on qualified purchases made with your debit card. Plus, you could earn 0.10% APY with a $2,500 balance. * , *

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Compare Banks

Want to see LendingClub bank stacked up against other banks? Compare side by side.

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Marketplace

We’ve partnered with some of the best financial products available to help you spend, save, and protect your money (and life).

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Other Accounts & Services

Don’t see what you’re looking for? See our full list of personal accounts and services.

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Advantage Program

Exclusive benefits for you just for banking with LendingClub.

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Questions?

Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whoever you’re looking for.

Account Features

Features included with every checking account.

Online & Mobile Banking

Manage your accounts from anywhere – 24 hours a day, 7 days a week.

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Get Paid Early

Set up direct deposit into your LendingClub account and get paid up to 2 days early. *

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Mobile Wallets

Add your debit card to Apple Pay®, Google Pay™ and Samsung Pay.

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Personal Finance Toolkit

Take control of your finances with our integrated personal financial management tools.

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Apply Online
Digital Banking, Made Human
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Safe & Secure
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed – $250,000. *
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.