YOU'LL LOVE
UNLIMITED

4.25%

APY *

Plus, No Monthly Fees

with High-Yield Savings

Member FDIC

We're giving you access to your mobile app

Start saving anytime, anywhere

A full-service bank at your fingertips *

Available for iOS and AndroidTM

  • Mobile check deposit
  • Finance tools made for you
  • 24/7 Access
LendingClub Mobile

Start saving anytime, anywhere

A full-service bank at your fingertips *

Available for iOS and AndroidTM

  • Mobile check deposit
  • Finance tools made for you
  • 24/7 Access

Account Features

wallet-cash-icon

Interest-Earning

Earn 12x the national average with 4.25% APY on your entire balance. *

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FDIC Insurance

Your deposits are FDIC-insured up to the maximum amount allowed — $250,000 per depositor for each ownership category.

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Customer Support

Our Customer Service is available by your channel of choice: chat, phone or email.

Apply Online

Open an account in under 3 minutes with as little as $100!

Ready to apply?

It’s easy. All you need is:

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Computer or mobile device

You can apply from anywhere, 
at any time.

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3 minutes of your time

Open your account online in 3 minutes or less.

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$100 or more to open

Fund via debit card, prepaid card, or transfer from your existing bank account.

Frequently Asked Questions

You can apply online for a checking account, savings account, or CD by selecting the “Apply Now” button located on this page and choosing “Personal” then “Apply” and “Open a new account.” Then, choose an account type, enter your personal information, verify your information and fund your account. You will receive confirmation at the end of the application if your account has been approved. If not, you will receive an email notification.
To open an account, you need to be a citizen or resident of the United States.

Please have the following information available when you begin your application:
  • Your Social Security Number
  • Your current residential address
  • Your email address
  • Your account number or debit card from another financial institution to make your opening deposit into your new High Yield Savings account.

You will need to fund the account with a minimum of $100.

You can apply for and open a personal bank account entirely online in under 3 minutes, start to finish.
To complete the account opening process, $100 minimum opening deposit is required. You can add additional funds to your account at a later time by signing into online banking and setting up a funds transfer.

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

Apply Online

Open an account online in under 3 minutes with as little as $100!

Digital Banking, Made Human
Digital Banking, Made Human
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Safe & Secure
Security
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed – $250,000.
Customer Support
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.