Logo

PERSONAL BANKING

RATES

See our consumer and business checking and savings rates below

Rate charts show Annual Percentage Yield (“APY”) and interest rate accurate as of 06/19/2024.


Personal Savings, Checking & CD Rates

High-Yield Savings

Balance to Earn Interest

Interest Rate

APY

$0.00 - $24,999.99

4.89%

5.00%

$25,000 - $49,999.99

4.89%

5.00%

$50,000.00 - $99,999.99

4.89%

5.00%

$100,000 - $249,999.99

4.89%

5.00%

$250,000 or more

4.89%

5.00%

Rewards Checking

Balance to Earn Rate

Interest Rate

APY

$0.00 – $2,499.99

0.00%

0.00%

$2,500.00- $99,999.99

0.10%

0.10%

$100,000.00 and more

0.15%

0.15%

Member Rewards Checking

Balance to Earn Interest

Interest Rate

APY

$0.00 – $2,499.99

0.00%

0.00%

$2,500.00- $99,999.99

0.10%

0.10%

$100,000.00 and more

0.15%

0.15%

Founder Savings

Portion of Balance Earning Rate

Interest Rate

APY Range

$0.00 – $19,999.99

4.94%

5.05%

$20,000- $49,999.99

4.94%

5.05%

$50,000.00 and more

4.94%

5.05%

CD Accounts

Term

Minimum Opening Deposit

Interest Rate

APY

6 Month

$2,500.00

4.89%

5.00%

1 Year

$2,500.00

5.03%

5.15%

18 Month

$2,500.00

4.89%

5.00%

2 Year

$2,500.00

4.41%

4.50%

3 Year

$2,500.00

4.22%

4.30%

5 Year

$2,500.00

3.93%

4.00%

Small Business Account Rates

Tailored Checking

Portion of Balance Earning Rate

Interest Rate

APY Range

$0.00 – $499.99

1.49%

1.50%

$500.00- $99,999.99

1.49%

1.50%

$100,000.00 and more

0.10%

1.50% – 0.10%

Business High-Yield Savings

Balance to Earn Rate

Interest Rate

APY

$0.00 – $9.99

3.54%

3.60%

$10.00- $2,499.99

3.54%

3.60%

$2,500.00- $24,999.99

3.54%

3.60%

$25,000.00 or more

3.54%

3.60%

Accounts subject to approval, which may include credit approval. $25 minimum opening deposit required for personal checking accounts. $100 minimum opening deposit required for business checking accounts.  $100 minimum opening deposit required for savings accounts.  $2,500 minimum opening deposit required for CD accounts. $500,000 maximum opening deposit. 

Checking and Savings account rates are variable and subject to change at any time, at the sole discretion of the bank. Fees may reduce earnings. A penalty may be imposed for early withdrawals on CD accounts. At the end of the initial term, CDs will automatically renew at the then-offered rate. 

Please see Personal Product Terms & Conditions for additional details for personal accounts. Please see Business Product Terms & Conditions for additional details about business products. FDIC-insured up to $250,000 per depositor for each ownership category. Please visit FDIC: Deposit Insurance for additional information on FDIC insurance limits. Visit our FAQ page for additional account information. 

Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed at https://www.lendingclub.com/company/reviews.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

© 2024 LendingClub Bank. All rights reserved.