Accounts subject to approval which may include credit approval. $100 opening deposit required. Please see Product Terms & Conditions for additional product details. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our FAQ page for additional information.

  1. LendingClub does not charge a fee to use another bank’s ATM.  Plus, get unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners.  ATM rebates apply to cash withdrawals from your Rewards Checking account using your Rewards Checking debit card.  International exchange and service fees not included.  ATM fees are rebated at the end of each statement cycle.  LendingClub makes its best effort to identify ATM fees eligible for rebate.  In the event you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272.  LendingClub reserves the right to modify or discontinue the rebate program at any time. 

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender ("LendingClub Bank"), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment; Deposit accounts are subject to approval. Only deposit products are FDIC insured.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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