Personal Banking
YOUR NEW ACCOUNT
Congratulations on opening your new account!
Getting Started
Enroll in Online Banking
Start enjoying the features of your new account right away by enrolling in Online Banking, account setup takes under 2 minutes.
Download the Mobile App
Get the mobile app to manage your account and deposit checks from anywhere.1
Debit/ATM Card
If you ordered a debit or ATM card as part of your application, you should receive your card within 7-10 business days. If you did not order a debit or ATM card and would like one, please contact Customer Service.
Checks
Your first order of checks are free and should arrive within 10-14 days if you ordered as part of your application. If you didn’t order checks and would like to place an order, please give us a call to order your checks. After your first order, you can order more checks using Online Banking!
Direct Deposit
Setting up direct deposit is simple. In Online Banking, select the relevant account and click on “View Account Ownership Letter” from the Services menu on the right. Your account and routing number provided can be submitted to your employer/depositor to get started.
Opening Deposit
If you transferred money from an outside account to open your new account, you’ll see the deposit posted to your account within 2-3 business days. The deposit is held for 5 business days for your security.
Grow Your Balance
Early Direct Deposit
Set up direct deposit into your account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as 2 days before your company’s payday.2
ATM Fee Rebates for Rewards Checking
LendingClub never charges its clients to use an ATM, but others will. Rewards Checking accountholders are reimbursed each month for ATM fees charged by other financial institutions. At the end of each month, we calculate the amount in ATM fees you incurred during the month and automatically rebate your account.3 No forms to submit, no receipts to keep, it’s that easy.
Fee-Free In-Network ATMs for High-Yield Savings4
Use one of the 37,000+ MoneyPass or SUM ATMs at no charge. LendingClub does not charge a fee to use any ATM, however, ATM owner fees apply for use of out-of-network ATMs.
Shared Deposit ATMs
LendingClub is part of a shared deposit ATM network, MoneyPass, which allows Rewards Checking and High-Yield Savings accountholders the ability to make deposits at ATMs of other institutions that participate in the program.
Find a MoneyPass Deposit Taking ATM
Mobile Check Deposit
No time to go to the ATM? Deposit your check from anywhere using the mobile app.
Funds Transfer
Link an external account within Online or Mobile Banking for free funds transfers. Please note, that the initial setup of an external account may take up to 3 days.
Digital banking, made human.
Security
FDIC Insurance
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