Home Improvement Loans
Finance Upgrades Simply and Affordably
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What Is a Home Improvement Personal Loan?
A home improvement personal loan is an unsecured (no collateral) fixed-rate personal loan that is used for home renovations and repairs and repaid over a set length of time. Home improvement personal loans are a smart alternative to revolving high-interest credit cards and faster than tapping into home equity.
Instead of waiting for your house, condo, or apartment to accumulate enough equity for a cash-out refi or home equity line of credit, you can get a personal loan for home upgrades in as little as a few days—no collateral, appraisal, or costly refinancing required. A personal loan for home improvements offers an easy, online application with eligibility based primarily on your credit score (not home value), fast funding, and affordable monthly payments.
Join Over 4 Million Members Nationwide
Borrow up to $40,000
Quick and easy online application
Eligibility is based on credit history, not home value
Receive money fast, upon loan approval
No prepayment fees