Major Expenses
Finance big expenses at lower rates.
Why use a personal loan for a major expense?
Finance your special day
Plan a dream vacation
Cover the unexpected
How it works with installment loans
Apply online in minutes
Select a loan offer
Get your money
You can use a personal loan for just about any major expense:
Weddings and other special events
Travel
Unexpected expenses, like car or home repairs
Medical expenses for you, your family, or your pets
Taxes that are higher than you expected
There are just a few things you can’t use a personal loan for, including investments, gambling, education after high school, and anything illegal.
The entire process is usually faster than a home equity loan or HELOC; it typically takes about 7 days. In some cases, it may take a little longer depending on what we need from you. You can complete the entire process from the comfort of your home, or even on
your phone!
You can keep things moving by checking your To-Do List to make sure we have all the information and documents we need.
Once your loan is approved, your money will be deposited directly into your bank account. Depending on your bank, this step can take a few more days.
With a personal loan through LendingClub, you can choose to make payments automatically each month from your bank account. We'll email you a reminder a few days beforehand so you can make sure money is there.
Because you have a single payment each month and a fixed loan term, you’ll know exactly how much you owe each month and how quickly you’ll be able to pay off your purchase.
You can also change your payment date, make additional payments, or pay off your loan right from your Account Summary. And if you prefer to pay by check, we offer that option as well.
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