Personal Banking

Certificate of Deposit

Save for your future with a CD from LendingClub

CD header 5.55%

We offer competitive, guaranteed rates

Term6 Months1 Year18 Months2 Year3 Year5 Year

Apply now in under 3 minutes

Earn more with a CD from LendingClub

Start saving for your future with a CD from an award-winning bank.

Benefits of a CD

  • Guaranteed, competitive rates

  • Your deposits are FDIC-insured up to the highest possible amount allowed

  • Award-winning bank recognized by Bankrate and Nerdwallet 


Why Choose LendingClub?

“Joseph in Customer Service couldn’t have been more helpful! It was great to chat with a live person and get my questions answered. It’s been very frustrating with other banks. Thanks LendingClub!”

--Penelope Q.2

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80 Billion + Borrowed
4 Million + Members
Lending Club Reviews

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Open your CD account today in as little as 3 minutes.

Digital banking, made human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Customer Support
Have a question? We're here to help. Reach us by phone or email.

Accounts subject to approval which may include credit approval. $2500 opening deposit required. Maximum deposit amount of $250,000. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our Help Center for additional information.

  1. Annual Percentage Yield (APY) accurate as of 12/07/2023. Minimum amount to open is $2,500.00. Maximum opening deposit amount of $250,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.

  2. This is one person's experience. Individual results may vary. Based on reviews collected and authenticated by Bazaarvoice. All such reviews can be accessed at

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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