Personal Banking

Certificate of Deposit

Save for your future with a CD from LendingClub

Infographic CD 5.15

We offer competitive, guaranteed rates

Select the rate that’s best for you

5.00% APY

for 6 months

5.15% APY

for 12 months

5.00% APY

for 18 months

4.50% APY

for 2 years

4.30% APY

for 3 years

4.00% APY

for 5 years

Earn more with a CD from LendingClub

Start saving for your future with a CD from an award-winning bank.

Benefits of a CD

  • Guaranteed, competitive rates

  • Your deposits are FDIC-insured up to the highest possible amount allowed

  • Awarded Best Online Bank and Best CD Account of 2024 by GOBankingRates 


Why Choose LendingClub?

I just opened a Checking Account within minutes. GREAT user experience so far.

- Susan L.

Read More Reviews
Bankrate 2024
BestOnlineBank 2024
BestCDAccount 2024
What Our Members Say

Let’s get started!

Open your CD account today in minutes.

Digital banking, made human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Customer Support
Have a question? We're here to help. Reach us by phone or email.

Accounts subject to approval which may include credit approval. $2500 opening deposit required. Maximum deposit amount of $250,000. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our Help Center for additional information.

  1. Annual Percentage Yield (APY) accurate as of 05/15/2024. Minimum amount to open is $2,500.00. Maximum opening deposit amount of $250,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.

Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed at https://www.lendingclub.com/company/reviews.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

© 2024 LendingClub Bank. All rights reserved.