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Personal Banking

Certificate of Deposit

Save for your future with a CD from LendingClub

CD header 5.55%

We offer competitive, guaranteed rates

Term6 Months1 Year18 Months2 Year3 Year5 Year
APY15.30%5.55%5.00%4.50%4.30%4.00%
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Apply now in under 3 minutes

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Earn more with a CD from LendingClub

Start saving for your future with a CD from an award-winning bank.

Benefits of a CD

  • Guaranteed, competitive rates

  • Your deposits are FDIC-insured up to the highest possible amount allowed

  • Award-winning bank recognized by Bankrate and Nerdwallet 

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Why Choose LendingClub?

“Joseph in Customer Service couldn’t have been more helpful! It was great to chat with a live person and get my questions answered. It’s been very frustrating with other banks. Thanks LendingClub!”

--Penelope Q.2

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Let’s get started!

Open your CD account today in as little as 3 minutes.

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Digital banking, made human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
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Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
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Financial well-being for everyone.

Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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WHAT WE OFFER

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DEVELOPERS

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595 Market Street, Suite 200

San Francisco, California 94105

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If you have special access needs and are having problems accessing this website, please call 888-596-3157.
Equal Housing Lender
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Accounts subject to approval which may include credit approval. $2500 opening deposit required. Maximum deposit amount of $250,000. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our Help Center for additional information.

  1. Annual Percentage Yield (APY) accurate as of 12/07/2023. Minimum amount to open is $2,500.00. Maximum opening deposit amount of $250,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.

  2. This is one person's experience. Individual results may vary. Based on reviews collected and authenticated by Bazaarvoice. All such reviews can be accessed at https://www.lendingclub.com/company/reviews

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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